MORTGAGE READINESS

Mortgage Needs List

Check the items you already have available. Do not upload documents or enter Social Security or account numbers on this page.

First and last name *Phone number *Email address *

Check only the items you have ready. Not all items will apply to your current situation:

Documents to gatherCopy of Driver's LicenseCopy of Social Security cardPaystubs (1 month worth)Federal Taxes Only + W-2 forms - last 2 yearsMost Recent Bank Statements - two months

Identity and housingTwo-year address historyCurrent rent or mortgage information

Income and employmentTwo-year employment history and employer contact informationDocuments for other income you want considered

Self-employed borrowersPersonal and business tax returns for the last two yearsYear-to-date profit-and-loss statementCurrent business balance sheetRecent business bank statements

Assets and funds to closeRetirement or investment account statementsGift-fund information, if applicableDocumentation for large or unusual deposits, if requested

When applicablePurchase contractVA eligibility documents such as DD-214 or COEDivorce, alimony or child-support documentsBankruptcy or foreclosure documentsMortgage, tax, insurance and lease information for other properties

Notes or documents you need help withThis checklist supports preparation and does not replace lender-specific requirements.